Home prices were 5.8% higher in June 2017 than in June 2016, according to the latest S&P/Case-Shiller U.S. National Home Price Index released Tuesday. Meanwhile, national price gains are speeding up; in May the index rose 5.7%. Zooming in on 20 of the largest cities in the nation, price gains were only slightly lower at The post Home Prices Rose in June appeared first on National Cash Offer. From https://nationalcashoffer.com/real-estate-blog/june-home-prices-rose/#utm_source=rss&utm_medium=rss from https://nationalcashoffer.wordpress.com/2017/09/06/home-prices-rose-in-june/
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By definition, a cash home buyer seeks and buys properties that could often be hard to offload in today’s real estate market. As the name signifies, this kind of business pays upfront to make the whole transaction process as convenient as possible for the property’s current owners. There are many persuasive reasons to use a The post Cash Home Buyer will Minimize the Hassle of Selling your home appeared first on National Cash Offer. from https://nationalcashoffer.wordpress.com/2017/09/01/cash-home-buyer-will-minimize-the-hassle-of-selling-your-home/ We are excited to announce that National Cash Offer is now going to be serving you in these new cities: San Diego San Bernardino Dallas Fort Worth Charlotte Tucson We don’t look into new markets lightly but we are finding there is a need to help folks like you get out of the daunting task The post National Cash Offer’s New Market Announcement appeared first on National Cash Offer. from https://nationalcashoffer.wordpress.com/2017/08/25/national-cash-offers-new-market-announcement/ When was the last time you were at the building permit office? Do you remember what the cost was just to make a seemingly small update? I imagine it probably felt as if you were being ripped off. Why should you even NEED a permit to do that? The permit alone is more than The post Selling Your Home for Cash vs Building Without a Permit appeared first on National Cash Offer. From https://nationalcashoffer.com/blog/cash-buyers-vs-building-permits/#utm_source=rss&utm_medium=rss from https://nationalcashoffer.wordpress.com/2017/08/22/selling-your-home-for-cash-vs-building-without-a-permit/ Why should you take a cash offer on your house, home, or property? It can be a very difficult question to ask yourself. Why would you want to sell your home for a cash offer rather than list it on the market and see how it performs? Real estate on the market though is The post Top 5 Benefits to Taking a Cash Offer on Your Home Right Now appeared first on National Cash Offer. from https://nationalcashoffer.wordpress.com/2017/08/11/top-5-benefits-to-taking-a-cash-offer-on-your-home-right-now/ Imagine growing up in your family home your entire life only to find out that you are unable to afford your own after college. That’s exactly what has happened to millions of millennials who have taken out student loans. According to Pew Research, there were 75.4 million millennials in 2016, towering the number of baby The post Millennials can be Homeowners too if you Offer them Creative Financing appeared first on National Cash Offer. from https://nationalcashoffer.wordpress.com/2017/07/29/millennials-can-be-homeowners-too-if-you-offer-them-creative-financing/ There are two different kinds of rehabbers. #1 – House flippers – These are professionals that are buying houses on a discount, fixing them up, and selling for retail. #2 – Home owners – They purchased a house that is in need of repair, and they want to make it their own. You’ll find that The post The Neverending Rehab Debate of Hardwood or Carpet appeared first on National Cash Offer. from https://nationalcashoffer.wordpress.com/2017/07/17/the-neverending-rehab-debate-of-hardwood-or-carpet/ When you were sleeping, you may not have been aware of the electrical issues in your home. Suddenly you woke up to smoke and jumped into action to save your family members. You all escape and gather across the street, watching as your house goes up in flames. Unfortunately, this is a common occurrence. There The post Water or Fire Damage? The Restoration Process & Why it May Not be Worth Your Time appeared first on National Cash Offer. from https://nationalcashoffer.wordpress.com/2017/06/29/water-or-fire-damage-the-restoration-process-why-it-may-not-be-worth-your-time/ If you are going through foreclosure, know someone who has, or will be shortly, then the following article is a must read. A notice of default is a tough thing to receive. The initial process is called lis pendens, and is in reference to the beginning attempts at collecting on past due mortgage debt. Whether you called it lis pendens, NOD, or pre foreclosure, the result is the same. The bank wants their money and you have been put officially on notice. You defaulted on your mortgage loan, and have a specific time to correct this before it damages your credit for years to come. Losing your home can be hard, especially when it’s filled with memories with family and friends. It may be a home that you grew up in, but put as collateral for a home equity loan and had no intention of losing it to foreclosure. There is a time however, when you need to think about the long term. What you do now, will decide how you live for years into the future. This is a multi-step gameplan for starting over after you have been hit with that devastating letter, and no way to afford correcting it. Step #1) Give it up. Remove your emotions from the process for now, and grieve later. If you grieve now, you will only make it harder on yourself to get your life in order later. Reach out to cash home buyers like National Cash Offer, and let them get this mortgage paid off. It will put an immediate stop to the credit injury you have received when your bank reported past due house debt to your credit report profile. Before you can rebuild, you have to stop the bleeding. This is why you must sell your house fast. Make sure that things are not continuing to report negatively to your credit profile, and then begin to fix your credit score. Step #2) Reduce & Rebuild. Find a new place that you can afford. If you cannot afford anything due to job loss, then get help from friends or family. Someone will help you short term so that you have a chance to seek employment and get an apartment. During this process, you will need to eliminate debts. This means that you should be paying off smaller credit cards, then go up the line to the larger debts. This is the “Dave Ramsey Snowball”, and is useful for debt-reduction. If you decided to follow step #1 and sell your house fast to save your credit from foreclosure, then you stopped the bleeding. Unfortunately, there has likely been at least 1 reporting to your credit profile already. That negative item remains there for a certain time period which is well over a few years time, unless you fight to have it removed. Begin a credit repair process after doing some heavy research. Learn about 609 letters, mailing procedures, and schedule. Most importantly, DO THE TASKS. It can take 6 months to a year in order to repair some damage to your credit score. Step #3) Remove the Rat Race There are games by Robert Kiyosaki’s Rich Dad called Cashflow 101 & Cashflow 202. These are board games and computer games designed to help you understand the balance sheet, as well as the process for building a passive income. The winner is the first to escape the rate race with enough passive monthly income to achieve their dream. In order for you to escape from the rat race, you will need a plan of action. You need to begin with an informal process of deciding what you want to do in life, so that you can build a passive income doing it. This may be the path of real estate investment, day-trading, starting an online business, or even starting a company where you must put in labor in order to build a larger business that you can have running itself down the road. This is the 3rd and final step in a process where you are reborn as someone who has more footing on financial ground. It’s the process in which you become the boss, and your job is to collect your check from your mailbox. In order for you to start over stronger than ever, Call National Cash Offer toll-free at (877)-990-7774, or fill out the form right here on this website. NO-OBLIGATION. The post 3-Step Gameplan from Foreclosure to the American Dream appeared first on National Cash Offer. from https://nationalcashoffer.wordpress.com/2017/06/09/3-step-gameplan-from-foreclosure-to-the-american-dream/ Everyone loves a strong economy with plenty of jobs, and wages that help people achieve the American dream. For years however, the economy has been going rather down-hill. More recently however, the economy is making some great strides for a comeback, but is it too late for you? The struggling economy may have had a financial impact on your family that is much too hard to recover from under your current circumstances. A loss of employment, or a change in your mortgage that was originally accounted for but has you drowning in monthly payments you are unable to make. So what can you do about it? Step 1: Sell your house fastYour debt is the biggest problem that you have right now. It may be time to downsize and become a renter for the time being while you reset your life. There is nothing embarrassing at all about giving up on a mortgage that you cannot afford to pay. Such a move is actually pretty smart, and will allow you some leverage in your finances to rebuild. By selling your home quickly to a cash home buyer, you can turn the tables on your finances and cash out fast. Not only will the debt go away, but your credit will be saved, and you would land some much needed cash in your pocket right away. In addition, cash home buyers will often let you have some leeway in the move-out date. This will allow you to find a place and get the move in order. (Shameless plug) We buy houses for cash, and all it takes is a quick phone call to (877)-990-7774. Step 2: Eliminate unneeded expensesMany of us simply can’t go without television. Take it from us, we understand how important our shows are. But nothing is more important than your success, and the well-being of your family. Expenses that can go away are cable, Netflix, credit cards, spring water delivery, and yard service to name a few. Your t.v. shows will be there when you are ready to watch. With on-demand services and shows going out to Blue-Ray, you can always catch up after you’ve rebuilt. Your credit cards should be cut up immediately. Your debts should be paid off without incurring new ones, and this can be the smartest way to go about it. After-all, they can always send you a new card when you are ready again. If you regularly use a lawn service, you won’t need it anymore. Depending on where you rent from here until the financial recovery, lawn care may already be included. If not, it may be wise to save in the long-run, and grab a cheap but reliable mower. If you have allergies, you can hire a neighborhood kid to handle it much more cheaply than a professional lawn service. Are you someone that subscribes to those deliveries of refreshing cold spring water? Well let us calm your fears about canceling them. One of our team members is a real life germaphobe, and stands by the use of cheap bottled spring water at your local grocery store. The label will tell you if it is real spring water or not, as well as which actual springs the water came from. All-in-all, take a good look at your expenses and determine which ones are unnecessary at this time. Step 3: Relocate in the most genius of waysAcross America, there are towns where the cost of living is incredibly cheap. While a single family home in California can reach a few thousand dollars with ease, a mid-western town with a population of 30,000 may offer a single family rental for just $500. In Phoenix Arizona, the median average rental cost is approximately $1,300. It may seem drastic to uproot and leave your state behind, but it doesn’t have to be forever. Do keep in mind that your new home will be a place where you build new memories, and you may not want to leave when it’s all said and done. You can research places nationwide through Craigslist and other websites. You can find out not only what the cost of living is out there, but what the job market looks like as well. If you really want to get hands on, you can call up the local community organizations or churches in the area you are potentially moving to. They are always helpful with information and resources to aid in your research. Having a hard time deciding where to move? Ask yourself this…where have you always wanted to visit? Did you see some beautiful country scenery in a friend’s Facebook photo? How about a museum that you imagined yourself visiting one day? There are some amazing places across the United States that would surely make you proud to call them home. What’s next?If you are ready to make the move, call us right away and let us buy your house fast for cash. It’s toll-free at (877)-990-7774, and there is no obligation to receive an offer. Don’t hesitate! Your financial comeback is waiting for you to make a decision now. The post Is it Time to Downsize and Regroup? appeared first on National Cash Offer. From https://nationalcashoffer.com/real-estate-blog/time-downsize-regroup/ from https://nationalcashoffer.wordpress.com/2017/05/08/is-it-time-to-downsize-and-regroup/ |